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Internal Market: Shaping Together – Now it’s the Federal Government’s Turn

Gráficos e imágenes que ilustran la dependencia del mercado único de Alemania.

The federal government must promote projects in energy, digital and capital markets to deepen the single market, essential for the German economy, which accounts for 57% of exports and 67% of imports in 2023. Collaboration with the European Commission is key to addressing economic challenges and ensuring future prosperity.

Exploring College Costs and Value Transparency

Un estudiante compara los costos de la universidad y las opciones de ayuda financiera.

Higher education is crucial for economic mobility and workforce skills development, but financial costs are often opaque to students. It is recommended to improve cost and return transparency. Data should be shared among federal agencies, additional staff should be hired to analyze student outcomes, cost variations for degrees should be considered, and institutional responsibility should be focused on to ensure that deficient programs do not receive federal loans. The importance of equipping student advisors to support them in their educational journey is highlighted.

Discover how deposit insurance works

La protección de depósitos de seguros para cuentas bancarias y clientes.

The deposit insurance guarantee covers up to $250,000 per account in FDIC-insured banks, funded by insurance premiums and the Deposit Insurance Fund’s interest. In the event of bank failure, the FDIC sells the bank or pays the insured deposits. In systemic risks, the $250,000 limit can be raised, as happened in 2023 with Silicon Valley Bank and Signature Bank. Proposed changes include raising the limit to $10 million for business accounts.

Make the Green Prize work

Una balanza equilibra la sostenibilidad y los materiales brutos con la orientación regulatoria.

The EU aims to increase the supply of critical raw materials while respecting environmental and social standards, facing additional costs known as the green premium. A two-tier policy strategy is proposed: setting market access requirements for CRMs and granting conditional incentives to ESG standard leaders. A separate market for sustainable CRMs is suggested, along with support through public procurement and price guarantees. Synchronisation with commercial initiatives and global efforts is key to driving a CRM market.