globo_gris_transparente

Tag: Financial Stability

Gráficos que ilustran las tasas de interés e indicadores de estabilidad económica a lo largo del tiempo.
Globalization

Testimony by Donald Kohn on Interest Rates for Bank Reserves at the Federal Reserve

Donald Kohn promoted interest payments on bank reserves at the Federal Reserve, arguing that not doing so was a hidden tax on banks. In 2006, Congress authorized interest payments, which were implemented in 2008 to stabilize the economy after the financial crisis. Kohn noted that paying interest on reserves benefits financial stability and helps the Federal Reserve to meet its monetary objectives.

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December 11, 2025
Gráficos y mapas que ilustran el crecimiento de la estabilidad financiera global.
Globalization

Sovereign Funds of the Gulf: Global Financial Powers

The Gulf sovereign funds, historically financed by oil revenues, accumulate long-term savings through diversified investments. During the 2007-2008 financial crisis, they rescued the financial system, and now lead investments in artificial intelligence and energy transition, with assets growing from $2 to over $5 trillion in a decade, representing nearly 40% of global sovereign funds.

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November 20, 2025
Entidades reguladoras interconectadas con algoritmos de IA y flujos de datos.
Society

Guide to the Responsible Use of AI in Financial Services.

The testimony highlights the need to regulate the use of artificial intelligence in financial services to protect consumers from risks such as discrimination and lack of access to economic opportunities. Despite its advantages, implementation must be careful and ethical, with safeguards that ensure regulatory compliance and protect marginalized populations. It advocates for responsible and ethical use of AI in financial regulation to avoid widening the wealth gap.

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September 23, 2025
Gráficos y diagramas que ilustran los esfuerzos de la OFR por la estabilidad financiera.
Globalization

Discover the Financial Investigation Office

The Office of Financial Research (OFR), created in 2010, collects and analyzes financial data to promote financial stability, supporting the Financial Stability Oversight Council (FSOC). Funded by major institutions, its importance is defended by professionals, although some Republicans seek to eliminate it.

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August 12, 2025